e know you're used to living at elevated altitudes, Centennial State residents, but that doesn't mean your car insurance premiums should be so high they're snowcapped.
In fact, Esurance offers some of the most competitive auto insurance rates in Colorado, along with 24/7 customer service and our Claim Satisfaction Guarantee to help give you the peace of mind you need from your auto insurance company.
Break the ice and get to know us by starting a free Colorado car insurance quote. You'll gain instant access to our interactive online tools that make the car insurance process transparent, more affordable, easy to understand, and just plain smarter
Anti-Theft Device discount
Defensive Driver discount
Fast 5® discount
Good Student discount
Safety Device discount
Discounts are subject tod, while giving you increased financial protection in the event of a claim:
CarMatch Rental Coverage®
Custom parts and equipment
Auto loan/lease (or "gap")
Medical and funeral services payments
Towing and labor
The coverages, limits, and deductibles that you choose for your policy
Accidents and violations within the past 3 to 5 years
Marital status, gender, age, and number of years licensed
ZIP Code where the vehicle is garaged or parked
Your vehicle's year, make, and model
Prior insuranceWe're all human: sometimes we forget to throw our updated ID cards in the glove box. But if you get pulled over, you're not out of luck: Colorado allows drivers to provide electronic proof of car insurance on their smartphones and other devices as appropriate evidence of coverage.
Even better, if you're an Esurance customer, you can access our free mobile app 24/7 for your ID cards, policy documents, and more.
Failure to provide proof of insurance upon request can result in a 4-point penalty on your driving record, as well as a fine.
Uninsured drivers in Colorado
A report from the Insurance Research Council found that 16.2 percent of Colorado drivers were uninsured in 2012, which was above the national average of 12.6 percent.
While uninsured and underinsured motorist coverage is optional in your state, it provides financial protection if you're ever in an accident caused by an uninsured or underinsured driver, and it also protects you