e know you're used to living at elevated altitudes, Centennial State residents, but that doesn't mean your car insurance premiums should be so high they're snowcapped.
In fact, Esurance offers some of the most competitive auto insurance rates in Colorado, along with 24/7 customer service and our Claim Satisfaction Guarantee to help give you the peace of mind you need from your auto insuranl human: sometimes we forget to throw our updated ID cards in the glove box. But if you get pulled over, you're not out of luck: Colorado allows drivers to provideelectronic proof of car insuranceon their smartphones and other devices as appropriate evidence of coverage.
Even better, if you're an Esurance customer, you can access our free mobile app 24/7 for your ID cards, policy documents, and more.
Failure to provide proof of insurance upon request can result in a 4-point penalty on your driving record, as well as a fine.
Uninsured drivers in Colorado
A report from the Insurance Research Council found that 16.2 percent of Colorado drivers were uninsured in 2012, which was above the national average of 12.6 percent.
While uninsured and underinsured motorist coverage is optional in your state, it provides financial protection if you're ever in an accident caused by an uninsured or underinsured driver, and it also protects you
Custom parts and equipment
Auto loan/lease (or "gap")
e coverages, limits, and deductibles that you choose for your policy
Accidents and violations within the past 3 to 5 years
Marital status, gender, age, and number of years licensed
ZIP Code where the vehicle is garaged or parked
Your vehicle's year, make, and model
Prior insurance hist
ical and funeral services payments
Towing and labor
Uninsured motorist bodily injury
Uninsured motorist property damage
Plus,CoverageMyWay™, only from Esurance, provides coverage options to help make sure you only pay for whace company.
Break the ice and get to know us by starting a free Colorado car insurance quote. You'll gain instant access to our interactive online tools that make the car insurance process transparent, more affordable, easy to understand, and just
25,000 bodily injury liability coverage per person
$50,000 bodily injury liability coverage per accident
$15,000 property damage liability coverage per accident
You'll often see these numbers written as 25/50/15. You can choose higher limits to have more coverage when you