Friday, September 9, 2016

auto insurance yuba city ca

Since 1987, Freeway Insurance has helped thousands of people choose the best insurance plans for their needs, at a price they can afford. Freeway Auto Insurance offers a wide range of plans, from the most basic to premium plans, in auto, truck, commercial vehicle, fire, flood, homeowners, renters, small commercial, motorcycle and recreational vehicle insurance products. Today, Freeway Insurance services customers online and through 127 local offices.
Yes, financial responsibility (commonly known as insurance) is required on all vehicles operated or parked on California roadways. California state law requires that all drivers have liability coverage.
Financial responsibility must be provided when:
  • Requested by law enforcement.
  • Renewing vehicle registration.
  • The vehicle is involved in a traffic collision.
Insurance companies in California are required by law (California Vehicle Code (CVC) §16058) to electronically report private-use vehicle insurance information to the Department of Motor Vehicles (DMV). Insurance companies are exempt from electronically reporting insurance information for vehicles covered by commercial or business insurance policies.
Liability insurance pays for damages or injuries that you cause in a car accident, up to the amount of coverage you have.
What Are the Minimum Liability Insurance Requirements for Private Passenger Vehicles (California Insurance Code §11580.1b)?
The State of California minimum liability amounts are as follows:
  • $15,000 bodily injury per person.
  • $30,000 total bodily injury per accident.
  • $5,000 total property damage per accident.
Liability insurance compensates a person other than the policy holder for personal injury or property damage. Comprehensive or collision insurance does not meet vehicle financial responsibility requirements.

DUI violations - SR-22 Requirements for California

What is an SR-22?
After receiving a traffic citation, you may also be required to obtain an SR-22 certification (also known as SR-22 insurance or proof of future financial responsibility) from your auto insurance carrier.
Who needs an SR-22?
You are most likely to be required to file an SR-22 if:
  • You are convicted of a DUI.
  • You are found to be driving while uninsured.
  • You are involved in a serious injury-causing accident.
  • You have a large number of points on your driving record.

Often, an SR-22 is required for reinstatement of a suspended or revoked license. Your state's Department of Motor Vehicles will inform you if you need to file an SR-22.Do I Need Auto Insurance to drive in California?

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