At Morgan & Morgan’s Tampa office, our attorneys have decades of experience handling car accident claims and understand the difficulties some victims may face in recovering compensation. In Florida, vehicle owners are required to purchase protection which, in the event of a crash, will cover the cost of damages to a certain extent. Unfortunately, PIP may also limit your ability to take legal action, so it’s important to contact an experienced attorney immediately following an accident, especially if you have suffered a severe or disabling injury. The attorneys at Morgan & Morgan have the experience needed to help ensure you are properly compensated for your losses.If you or a loved one has been injured in a car accident, it is essential to speak with an attorney before filing an insurance claim or discussing the accident with anyone other than your physician. It is important to remember that anything you say may be used against you in future negotiations. After listening to your account of the accident, your attorney can help you file an insurance claim with the other driver’s insurer and speak to the company on your behalYour attorney will use this information to create a claim that shows the other driver was at-fault for the accident and is therefore responsible for your losses. Insurance companies will want to limit their payout and, in many cases, will offer an amount that does not adequately cover your losses. If this is the case, your attorney will negotiate with the insurance company on your behalf. If negotiations are unsuccessful, your attorney will determine whether you may be able to collect compensation by filing a lawsuit against the insurance company and other parties involved in the crasIf you do not seek medical treatment within fourteen days of the accident, PIP generally will not cover any of your medical bills. If you have suffered an “emergency medical condition,” PIP will generally pay for 80% of your medical expenses and 60% of lost wages, subject to the limitations of the policy. If you have not suffered an emergency medical condition, your PIP benefits are generally capped at $2,500.anufacturer had a duty to sell a safe product to consumers, this duty was breached as a result of knowledge of the defect, and that the product caused the injury.
An emergency medical condition is defined as a medical condition that requires immediate medical attention and could reasonably be expected to result in serious jeopardy to the patient’s health. Our car accident attorneys can help you complete all necessary paperwork so that you receive the PIP benefits to which you are entitled following an accident.
Your Right to Suect liability is one applicable cause of action under which product liability suits may be pursued. Under this theory, the injured party must prove a defect in an automobile exists, and this defect caused their injury. If a defect exists, the manufacturer may be liable for any resulting damages, regardless of whether they exercised extreme caution in production. Individuals who purchase used cars and are involved in an accident are not eligible to pursue product liability claims.
Our car accident attorneys may be able to help you file a lawsuit against the at-fault driver. A car accident lawsuit will provide you the opportunity to seek compensation in addition to the benefits provided under your PIP policy; however, you must have suffered serious and permanent injuries to be eligible to file a claim. Examples of serious an
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