Thursday, September 8, 2016

ONLINE MOTOR INSURANCE QUOTES


Whether it’s not signalling properly, failing to check every last mirror while doing a manoeuvre or simply renewing your car insurance with your existing insurer without first comparing prices elsewhere, you can be forgiven for letting the odd thing slide.
But those who compare prices with us save up to £251* on their car insurance, so it’s a habit well worth kicking.
Think your driving habits are beyond reproach? Well why show us by taking our very own driving theory test? And don’t forget to share the results with your friends and family when you’re done.
Good luck!
*51% of customers could save up to £251 Consumer Intelligence, March 2016It’s our job to find you the best car insurance deal from a wide range of leading UK insurance companies. When you enter your details on our site, we send them to over 140 car insurers so they can compete for your business.
We rank the quotes they offer in price order so you can make your selection. The market research company, Consumer Intelligence, found that 51% of customers who search for car insurance through our site could save up to £251 on their annual premium*.

We’re 100% independent: working only for our customers

Unlike some of our competitors, MoneySuperMarket is not owned by an insurance company. So we can offer the best value, with savings delivered straight to you.
We combine independence, so we can negotiate the best prices, with excellent technology, to find the best value products and services for you. That’s what makes us - in our customers’ opinions - the best price comparison website.
  • Your car number plate
  • Any modifications you’ve made
  • An estimate of how many miles you drive each year
  • The type of licence you hold, how long you’ve had it for
  • Your occupation
  • Details of any points, speeding tickets or disqualifications you’ve had in the last 5 years, and any accidents you’ve had or claims you’ve made
  • Any no-claims bonus
  • Is anyone else going to drive your car? If so, you’ll need their names and licence details too.
    • Third party car insurance is the lowest level of cover. It insures against damage and injuries that you, or your passenger, cause to another person or their property in an accident. It doesn’t pay for any damage or injury to you or your car.
    • Third party (fire and theft) car insurance provides third party cover as above, but it will also pay to repair or replace your car if it’s stolen, damaged or destroyed by fire.
    • Comprehensive cover offers the most protection as it protects your car and other people’s property.The cheapest car insurance policies for 1% of MoneySuperMarket customers were quoted £118* or less. Cheap car insurance policies can also be obtained by increasing your excess, getting your mileage right, adding a named driver and paying for your policy in a lump sum upfront payment.
      Here’s why each of these factors can reduce your premium:
      • Increasing your premium: By increasing your car insurance excess your insurer will offer you a lower price as you will have to pay towards the cost of a claim.  
      • Record your mileage accurately: Overestimating the miles you drive a year will mean you end up paying for miles you are not using. 
      • Add an experienced named driver: If you’re a younger driver, you might want to think about adding a more experienced named driver to reduce your premiums. Don’t be tempted to put them down as the main driver, though, as that’s illegal (it’s called ‘fronting’) and could invalidate your cover.
      If you can afford to, try to pay for your cover in a lump sum up-front. This will save you the interest you have to pay on monthly payments. Just make sure, when finding a cheap car insurance quote, you don’t compromise on the quality or scope of the cover you buy.
      *Based on MoneySuperMarket Data, Jan-April 16.

      What are the various types of car insurance?

      In addition to standard car insurance, there are specialist versions:
      • Black box: your car is fitted with a black box or global positioning system (GPS) which transmits information back to the insurance company via a satellite. Insurers monitor things such as the times of day and night you’re behind the wheel, average speeds, acceleration, braking and cornering and calculate premiums accordingly.
      • Multi-car: covers all the cars registered at a particular address. If you’ve got several cars, this sometimes can be more cost-effective than having lots of different policies.
      • Short-term or temporary: cover which you can take out for a day if you need to, or for up to a month if you need a longer policy.
      • Learner: if you’re learning to drive, a learner policy will give you comprehensive cover to drive someone else’s car.
      • Classic car: specialist cover for owners of classic cars. 

      What are the various types of car insurance?

      In addition to standard car insurance, there are specialist versions:
      • Black box: your car is fitted with a black box or global positioning system (GPS) which transmits information back to the insurance company via a satellite. Insurers monitor things such as the times of day and night you’re behind the wheel, average speeds, acceleration, braking and cornering and calculate premiums accordingly.
      • Multi-car: covers all the cars registered at a particular address. If you’ve got several cars, this sometimes can be more cost-effective than having lots of different policies.
      • Short-term or temporary: cover which you can take out for a day if you need to, or for up to a month if you need a longer policy.
      • Learner: if you’re learning to drive, a learner policy will give you comprehensive cover to drive someone else’s car.
      • Classic car: specialist cover for owners of classic cars. 

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